by Neil Zumwalde | Jul 30, 2019 | Blog, Tech
“There’s no way anonymous lending can work.” – Anonymous “Anonymous lending won’t happen any time soon.” – Anonymous “The future is faster than you think.” – Peter Diamandis, Co-Founder, Singularity University True cryptocurrencies allow us to...
by Paul Murphy | Jul 18, 2019 | Blog, Tech
Coin Tokyo Article If you read “Traditional Credit – A Primer” you know all about how traditional credit works. You don’t actually, but you know enough to take a plunge into the increasingly-strange world of crypto credit. The Distant Past Once upon a time (3...
by Paul Murphy | Jul 18, 2019 | Blog, Tech
Coin Tokyo Article Why Credit Matters Credit is the most boring topic in finance. It’s also the most exciting. Credit is boring when it exists, invisibly, as part of the fabric of a financial system. In places where this is the case – like Japan – only...
by Paul Murphy | May 14, 2019 | Blog, Events
On May 23rd, from 18:00 to 19:30, I will be at Utu House in Nairobi. I’ll be talking about credit scoring, cryptocurrencies, and the very strange future that many of us are sleepwalking into. Some of the topics I’ll be covering are discussed in this recent...
by Paul Murphy | May 14, 2019 | Blog, Product
Very few places on the planet enjoy a healthy consumer credit environment, an environment in which people are given the opportunity to prove they can manage debt. Where it exists, magic happens. People in those places become an important part of the economic engine...
by Neil Zumwalde | Mar 21, 2019 | Blog, Culture
At Graychain, we believe that Crytpo lending is inevitable. We believe that some of todays most relevant voices aren’t being heard. The first step toward hearing them is access to resources. We believe that cryptocurrency is the foundation of the world’s...