Who it’s for?
Credmark Clear is for anyone who wants to use credit data to determine creditworthiness or to personalize a loan product.
Clear is being used by lenders to personalize collateralized loans. Thanks to Clear lenders can offer
- variable rates,
- variable collateral requirements, and
- variable liquidation window
depending on the client’s Clear score.
Clear is also being used to build novel products that move beyond overcollateralization as a starting point.
What it is
Credmark Clear is a credit scoring and reporting service.
A Clear score is the crypto equivalent of a FICO score, and a Clear report is the analog to a traditional credit report.
You can retrieve this data using our API or by using the portal.
1. Signup for the Clear service.
2. Portal Access.
3. Submit Financials.
4. Rating Ready.
How it works
1. Find a counterparty’s ID
3. Real-time data analysis & synthesis
a. Retrieve Wealth score for every address proven to belong to ID.
b. Retrieve Sound score for every address proven to belong to ID.
c. Retrieve stored financials analysis.
d. Synthesize (a), (b), and (c).